{"id":4627,"date":"2012-06-17T20:22:06","date_gmt":"2012-06-18T00:22:06","guid":{"rendered":"http:\/\/goldstocksforex.com\/?p=4627"},"modified":"2012-06-17T20:22:06","modified_gmt":"2012-06-18T00:22:06","slug":"regulators-weigh-easing-of-global-bank-rules-wsj-com","status":"publish","type":"post","link":"https:\/\/thepatientinvestor.com\/index.php\/2012\/06\/17\/regulators-weigh-easing-of-global-bank-rules-wsj-com\/","title":{"rendered":"Regulators Weigh Easing of Global Bank Rules &#8211; WSJ.com"},"content":{"rendered":"<p>Following months of intense industry pressure, regulators say they now plan to make it easier for banks to comply with a key provision of new international banking rules that will require lenders to maintain sufficiently deep pools of safe, liquid assets\u2014like cash and government bonds\u2014that can survive market meltdowns and other crises&#8230;..Among the planned changes, one would allow a wider variety of assets\u2014such as gold and equities\u2014to count toward banks&#8217; liquidity buffers, according to people involved in the talks.<\/p>\n<p>&#8230;.Some experts warn that loosening the rules could lead banks to rely on assets that later become unsafe. &#8220;The widening of the definition [of eligible assets] can spell trouble, because we may discover illiquidity precisely when the liquidity is needed,&#8221; said Anat Admati, a professor at Stanford University&#8217;s Graduate School of Business.<\/p>\n<p>via <a href=\"http:\/\/online.wsj.com\/article\/SB10001424052702303734204577468643853122300.html?mod=djemalertNEWS\">Regulators Weigh Easing of Global Bank Rules &#8211; WSJ.com<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Following months of intense industry pressure, regulators say they now plan to make it easier for banks to comply with a key provision of new international banking rules that will require lenders to maintain sufficiently deep pools of safe, liquid assets\u2014like cash and government bonds\u2014that can survive market meltdowns and other crises&#8230;..Among the planned changes, &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/thepatientinvestor.com\/index.php\/2012\/06\/17\/regulators-weigh-easing-of-global-bank-rules-wsj-com\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Regulators Weigh Easing of Global Bank Rules &#8211; WSJ.com&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mo_disable_npp":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[31],"tags":[393,2115,2120],"class_list":["post-4627","post","type-post","status-publish","format-standard","hentry","category-the-fed-banks-interest-rates","tag-basel-iii","tag-liquid-assets","tag-liquidity-rules"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Regulators Weigh Easing of Global Bank Rules - WSJ.com - the patient investor<\/title>\n<meta name=\"robots\" content=\"noindex, follow\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Regulators Weigh Easing of Global Bank Rules - WSJ.com - the patient investor\" \/>\n<meta property=\"og:description\" content=\"Following months of intense industry pressure, regulators say they now plan to make it easier for banks to comply with a key provision of new international banking rules that will require lenders to maintain sufficiently deep pools of safe, liquid assets\u2014like cash and government bonds\u2014that can survive market meltdowns and other crises&#8230;..Among the planned changes, &hellip; Continue reading &quot;Regulators Weigh Easing of Global Bank Rules &#8211; WSJ.com&quot;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/thepatientinvestor.com\/index.php\/2012\/06\/17\/regulators-weigh-easing-of-global-bank-rules-wsj-com\/\" \/>\n<meta property=\"og:site_name\" content=\"the patient investor\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=61572934660810\" \/>\n<meta property=\"article:author\" content=\"https:\/\/facebook.com\/people\/The-Patient-Investor\/61572934660810\/\" \/>\n<meta property=\"article:published_time\" content=\"2012-06-18T00:22:06+00:00\" \/>\n<meta name=\"author\" content=\"Colin Twiggs\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Colin Twiggs\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/thepatientinvestor.com\/index.php\/2012\/06\/17\/regulators-weigh-easing-of-global-bank-rules-wsj-com\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/thepatientinvestor.com\/index.php\/2012\/06\/17\/regulators-weigh-easing-of-global-bank-rules-wsj-com\/\"},\"author\":{\"name\":\"Colin Twiggs\",\"@id\":\"https:\/\/thepatientinvestor.com\/#\/schema\/person\/d42b18d516a80149d739845749ac6454\"},\"headline\":\"Regulators Weigh Easing of Global Bank Rules &#8211; 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Assets such as cash and Treasury bonds are highly saleable and one can expect a ready market even in times of crisis. Residential mortgages are less liquid, but still saleable at a discount, while\u2026","rel":"","context":"In &quot;Banks &amp; Interest Rates&quot;","block_context":{"text":"Banks &amp; Interest Rates","link":"https:\/\/thepatientinvestor.com\/index.php\/category\/economy\/the-fed-banks-interest-rates\/"},"img":{"alt_text":"Liquidity Mismatch","src":"https:\/\/i0.wp.com\/www.incrediblecharts.com\/images\/2015\/liquidity-mismatch.png?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":63835,"url":"https:\/\/thepatientinvestor.com\/index.php\/2026\/03\/11\/private-credit-the-next-crash\/","url_meta":{"origin":4627,"position":1},"title":"Private Credit: the Next Crash","author":"Colin Twiggs","date":"March 11, 2026","format":false,"excerpt":"Shadow banking has repeatedly crashed financial markets since the Knickerbocker Trust collapse in 1907, which triggered the formation of the Federal Reserve in 1913. The banking system is based on maturity mismatch, where banks borrow short at low interest rates and lend long at higher rates, pocketing the spread. However,\u2026","rel":"","context":"In &quot;Banks &amp; Interest Rates&quot;","block_context":{"text":"Banks &amp; Interest Rates","link":"https:\/\/thepatientinvestor.com\/index.php\/category\/economy\/the-fed-banks-interest-rates\/"},"img":{"alt_text":"Private Capital","src":"https:\/\/i0.wp.com\/www.incrediblecharts.com\/images\/2026\/2026-03-10-privatecredit.png?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.incrediblecharts.com\/images\/2026\/2026-03-10-privatecredit.png?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.incrediblecharts.com\/images\/2026\/2026-03-10-privatecredit.png?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":45437,"url":"https:\/\/thepatientinvestor.com\/index.php\/2023\/11\/17\/feds-stealth-liquidity-is-fueling-a-stock-market-rally-michael-howell\/","url_meta":{"origin":4627,"position":2},"title":"Fed&#8217;s Stealth Liquidity Is Fueling A Stock Market Rally &#8211; Michael Howell","author":"Colin Twiggs","date":"November 17, 2023","format":false,"excerpt":"Stocks are rallying despite slowing bank credit growth. Loans and leases by commercial banks (gray) may still be growing but are declining relative to GDP (blue below). Michael Howell from Cross Border Capital -- one of the few experts to correctly forecast a stock market rally in 2023 -- explains\u2026","rel":"","context":"In &quot;Banks &amp; Interest Rates&quot;","block_context":{"text":"Banks &amp; Interest Rates","link":"https:\/\/thepatientinvestor.com\/index.php\/category\/economy\/the-fed-banks-interest-rates\/"},"img":{"alt_text":"Commercial Bank Loans & Leases","src":"https:\/\/i0.wp.com\/www.incrediblecharts.com\/images\/2023\/2023-11-17-bank-loansleases.png?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.incrediblecharts.com\/images\/2023\/2023-11-17-bank-loansleases.png?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.incrediblecharts.com\/images\/2023\/2023-11-17-bank-loansleases.png?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":8096,"url":"https:\/\/thepatientinvestor.com\/index.php\/2013\/07\/11\/us-banks-face-tougher-capital-requirements\/","url_meta":{"origin":4627,"position":3},"title":"US banks face tougher capital requirements","author":"ColinTwiggs","date":"July 11, 2013","format":false,"excerpt":"Yalman Onaran and Jesse Hamilton at Bloomberg report on a new joint proposal by the Federal Deposit Insurance Corp., Federal Reserve and Office of the Comptroller of the Currency: The biggest U.S. banks, after years of building equity, may continue hoarding profits instead of boosting dividends as they face stricter\u2026","rel":"","context":"In &quot;Australia &amp; NZ&quot;","block_context":{"text":"Australia &amp; NZ","link":"https:\/\/thepatientinvestor.com\/index.php\/category\/countries-regions\/australia-nz-countries-regions\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":44571,"url":"https:\/\/thepatientinvestor.com\/index.php\/2023\/10\/09\/usts-reversion-to-the-mean\/","url_meta":{"origin":4627,"position":4},"title":"UST reversion to the mean","author":"Colin Twiggs","date":"October 9, 2023","format":false,"excerpt":"Ten-year Treasury yields have climbed to 4.80% as interest rates normalize after more than a decade of cheap debt. Long-term interest rates were suppressed after the 2008 global financial crisis in order to stimulate demand. This was effectively a tax on savers -- including insurance companies and pension funds --\u2026","rel":"","context":"In &quot;Banks &amp; Interest Rates&quot;","block_context":{"text":"Banks &amp; Interest Rates","link":"https:\/\/thepatientinvestor.com\/index.php\/category\/economy\/the-fed-banks-interest-rates\/"},"img":{"alt_text":"10-Year Treasury Yield","src":"https:\/\/i0.wp.com\/www.incrediblecharts.com\/images\/2023\/2023-10-09-10y.png?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.incrediblecharts.com\/images\/2023\/2023-10-09-10y.png?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.incrediblecharts.com\/images\/2023\/2023-10-09-10y.png?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":8084,"url":"https:\/\/thepatientinvestor.com\/index.php\/2013\/07\/10\/basel-committee-willing-to-rethink-complex-bank-rules-ft-com\/","url_meta":{"origin":4627,"position":5},"title":"Basel committee willing to rethink complex bank rules | FT.com","author":"ColinTwiggs","date":"July 10, 2013","format":false,"excerpt":"Brooke Masters reports: The Basel Committee on Banking Supervision said in a discussion paper released on Monday that it shares the concern of critics who believe the main measure of bank safety \u2013 the core tier one capital ratio \u2013 is too complicated and makes it difficult to compare banks.\u2026","rel":"","context":"In &quot;Banks &amp; Interest Rates&quot;","block_context":{"text":"Banks &amp; Interest Rates","link":"https:\/\/thepatientinvestor.com\/index.php\/category\/economy\/the-fed-banks-interest-rates\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/thepatientinvestor.com\/index.php\/wp-json\/wp\/v2\/posts\/4627","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/thepatientinvestor.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/thepatientinvestor.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/thepatientinvestor.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/thepatientinvestor.com\/index.php\/wp-json\/wp\/v2\/comments?post=4627"}],"version-history":[{"count":0,"href":"https:\/\/thepatientinvestor.com\/index.php\/wp-json\/wp\/v2\/posts\/4627\/revisions"}],"wp:attachment":[{"href":"https:\/\/thepatientinvestor.com\/index.php\/wp-json\/wp\/v2\/media?parent=4627"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/thepatientinvestor.com\/index.php\/wp-json\/wp\/v2\/categories?post=4627"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/thepatientinvestor.com\/index.php\/wp-json\/wp\/v2\/tags?post=4627"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}