{"id":11317,"date":"2014-11-10T18:40:50","date_gmt":"2014-11-10T23:40:50","guid":{"rendered":"http:\/\/goldstocksforex.com\/?p=11317"},"modified":"2014-11-10T18:40:50","modified_gmt":"2014-11-10T23:40:50","slug":"global-bank-regulator-calls-for-larger-capital-cushions-cfo","status":"publish","type":"post","link":"https:\/\/thepatientinvestor.com\/index.php\/2014\/11\/10\/global-bank-regulator-calls-for-larger-capital-cushions-cfo\/","title":{"rendered":"Global Bank Regulator Calls for Larger Capital Cushions | CFO"},"content":{"rendered":"<p>Matthew Heller reports that the Financial Stability Board, chaired by BOE Governor Mark Carney, is set to table fresh proposals at the upcoming G20 meeting in Brisbane. The world&#8217;s top 30 \u201csystemically important\u201d banks will be required to substantially increase their capacity to absorb losses without requiring a bailout.<\/p>\n<blockquote><p>The new rules would require global systemically important banks to hold minimum capital of 6% of total assets against losses \u2014 twice the provisional leverage ratio required by Basel III rules. In addition, banks would be required to have capital equal to at least 16% and as much as 20% of their risk-weighted assets, such as loans.<\/p><\/blockquote>\n<p>Even if the big four banks in Australia are not on the list, they are systemically important from an Australian perspective and should hold similar levels of capital.<\/p>\n<p>Read more at <a href='http:\/\/ww2.cfo.com\/regulation\/2014\/11\/global-bank-regulator-calls-larger-capital-cushions\/'>Global Bank Regulator Calls for Larger Capital Cushions<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Matthew Heller reports that the Financial Stability Board, chaired by BOE Governor Mark Carney, is set to table fresh proposals at the upcoming G20 meeting in Brisbane. The world&#8217;s top 30 \u201csystemically important\u201d banks will be required to substantially increase their capacity to absorb losses without requiring a bailout. The new rules would require global &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/thepatientinvestor.com\/index.php\/2014\/11\/10\/global-bank-regulator-calls-for-larger-capital-cushions-cfo\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Global Bank Regulator Calls for Larger Capital Cushions | CFO&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mo_disable_npp":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[31],"tags":[346,393,1393,2090,2974,3434],"class_list":["post-11317","post","type-post","status-publish","format-standard","hentry","category-the-fed-banks-interest-rates","tag-bank-capital-adequacy","tag-basel-iii","tag-financial-stability-board","tag-leverage-ratio","tag-risk-weighting","tag-too-big-to-fail"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Global Bank Regulator Calls for Larger Capital Cushions | CFO - the patient investor<\/title>\n<meta name=\"robots\" content=\"noindex, follow\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Global Bank Regulator Calls for Larger Capital Cushions | CFO - the patient investor\" \/>\n<meta property=\"og:description\" content=\"Matthew Heller reports that the Financial Stability Board, chaired by BOE Governor Mark Carney, is set to table fresh proposals at the upcoming G20 meeting in Brisbane. The world&#8217;s top 30 \u201csystemically important\u201d banks will be required to substantially increase their capacity to absorb losses without requiring a bailout. The new rules would require global &hellip; Continue reading &quot;Global Bank Regulator Calls for Larger Capital Cushions | CFO&quot;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/thepatientinvestor.com\/index.php\/2014\/11\/10\/global-bank-regulator-calls-for-larger-capital-cushions-cfo\/\" \/>\n<meta property=\"og:site_name\" content=\"the patient investor\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=61572934660810\" \/>\n<meta property=\"article:published_time\" content=\"2014-11-10T23:40:50+00:00\" \/>\n<meta name=\"author\" content=\"ColinTwiggs\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"ColinTwiggs\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/thepatientinvestor.com\\\/index.php\\\/2014\\\/11\\\/10\\\/global-bank-regulator-calls-for-larger-capital-cushions-cfo\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/thepatientinvestor.com\\\/index.php\\\/2014\\\/11\\\/10\\\/global-bank-regulator-calls-for-larger-capital-cushions-cfo\\\/\"},\"author\":{\"name\":\"ColinTwiggs\",\"@id\":\"https:\\\/\\\/thepatientinvestor.com\\\/#\\\/schema\\\/person\\\/cb072791ac83e8bae585007c133d54a5\"},\"headline\":\"Global Bank Regulator Calls for Larger Capital Cushions | CFO\",\"datePublished\":\"2014-11-10T23:40:50+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/thepatientinvestor.com\\\/index.php\\\/2014\\\/11\\\/10\\\/global-bank-regulator-calls-for-larger-capital-cushions-cfo\\\/\"},\"wordCount\":149,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/thepatientinvestor.com\\\/#organization\"},\"keywords\":[\"bank capital adequacy\",\"Basel III\",\"Financial Stability Board\",\"leverage ratio\",\"risk-weighting\",\"too-big-to-fail\"],\"articleSection\":[\"Banks &amp; Interest Rates\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/thepatientinvestor.com\\\/index.php\\\/2014\\\/11\\\/10\\\/global-bank-regulator-calls-for-larger-capital-cushions-cfo\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/thepatientinvestor.com\\\/index.php\\\/2014\\\/11\\\/10\\\/global-bank-regulator-calls-for-larger-capital-cushions-cfo\\\/\",\"url\":\"https:\\\/\\\/thepatientinvestor.com\\\/index.php\\\/2014\\\/11\\\/10\\\/global-bank-regulator-calls-for-larger-capital-cushions-cfo\\\/\",\"name\":\"Global Bank Regulator Calls for Larger Capital Cushions | CFO - the patient investor\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/thepatientinvestor.com\\\/#website\"},\"datePublished\":\"2014-11-10T23:40:50+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/thepatientinvestor.com\\\/index.php\\\/2014\\\/11\\\/10\\\/global-bank-regulator-calls-for-larger-capital-cushions-cfo\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/thepatientinvestor.com\\\/index.php\\\/2014\\\/11\\\/10\\\/global-bank-regulator-calls-for-larger-capital-cushions-cfo\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/thepatientinvestor.com\\\/index.php\\\/2014\\\/11\\\/10\\\/global-bank-regulator-calls-for-larger-capital-cushions-cfo\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/thepatientinvestor.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Global Bank Regulator Calls for Larger Capital Cushions | CFO\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/thepatientinvestor.com\\\/#website\",\"url\":\"https:\\\/\\\/thepatientinvestor.com\\\/\",\"name\":\"The Patient Investor\",\"description\":\"Smart. 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The world&#8217;s top 30 \u201csystemically important\u201d banks will be required to substantially increase their capacity to absorb losses without requiring a bailout. 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Firstly, simple capital ratios as applied by Basel I encourage banks to increase the average risk-weighting of their assets\u2026","rel":"","context":"In &quot;Banks &amp; Interest Rates&quot;","block_context":{"text":"Banks &amp; Interest Rates","link":"https:\/\/thepatientinvestor.com\/index.php\/category\/economy\/the-fed-banks-interest-rates\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":10835,"url":"https:\/\/thepatientinvestor.com\/index.php\/2014\/09\/07\/financial-reform-call-to-arms-ft-com\/","url_meta":{"origin":11317,"position":1},"title":"Financial reform: Call to arms | FT.com","author":"ColinTwiggs","date":"September 7, 2014","format":false,"excerpt":"Martin Wolf on how much capital banks should be required to hold: The new regulatory regime is an astonishingly complex response to the failures of this model. But \u201ckeep it simple, stupid\u201d is as good a rule in regulation as it is in life. The sensible solution seems clear: force\u2026","rel":"","context":"In &quot;Banks &amp; Interest Rates&quot;","block_context":{"text":"Banks &amp; Interest Rates","link":"https:\/\/thepatientinvestor.com\/index.php\/category\/economy\/the-fed-banks-interest-rates\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":10459,"url":"https:\/\/thepatientinvestor.com\/index.php\/2014\/07\/30\/shilling-big-banks-shift-to-lower-gear-the-big-picture\/","url_meta":{"origin":11317,"position":2},"title":"Shilling: Big Banks Shift to Lower Gear | The Big Picture","author":"ColinTwiggs","date":"July 30, 2014","format":false,"excerpt":"Gary Shilling describes how US regulators are getting tough with big banks: Break-Up Like unscrambling an egg, it\u2019s hard to envision how big banks with many, many activities could be split up. But, of course, one of the arguments for doing so is they\u2019re too big and too complicated for\u2026","rel":"","context":"In &quot;Banks &amp; Interest Rates&quot;","block_context":{"text":"Banks &amp; Interest Rates","link":"https:\/\/thepatientinvestor.com\/index.php\/category\/economy\/the-fed-banks-interest-rates\/"},"img":{"alt_text":"Bank Price-to-Book Ratios","src":"https:\/\/i0.wp.com\/d21uq3hx4esec9.cloudfront.net\/uploads\/newsletters\/Image_5_20140730_OTB.gif?resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/d21uq3hx4esec9.cloudfront.net\/uploads\/newsletters\/Image_5_20140730_OTB.gif?resize=350%2C200 1x, https:\/\/i0.wp.com\/d21uq3hx4esec9.cloudfront.net\/uploads\/newsletters\/Image_5_20140730_OTB.gif?resize=525%2C300 1.5x"},"classes":[]},{"id":5803,"url":"https:\/\/thepatientinvestor.com\/index.php\/2012\/10\/23\/financial-ecosystems-can-be-vulnerable-too-ft-com\/","url_meta":{"origin":11317,"position":3},"title":"Financial ecosystems can be vulnerable too &#8211; FT.com","author":"Colin Twiggs","date":"October 23, 2012","format":false,"excerpt":"By Robert May [Andy Haldane, Financial Stability Director of the Bank of England] argues that complexity may obscure more than it illuminates. He illustrates this by comparing predictions about the chances of failure for a sample of 100 global banks in 2006, based on simple leverage ratios (assets\/equity) with the\u2026","rel":"","context":"In &quot;Banks &amp; Interest Rates&quot;","block_context":{"text":"Banks &amp; Interest Rates","link":"https:\/\/thepatientinvestor.com\/index.php\/category\/economy\/the-fed-banks-interest-rates\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":5682,"url":"https:\/\/thepatientinvestor.com\/index.php\/2012\/10\/05\/are-australian-banks-adequately-capitalized\/","url_meta":{"origin":11317,"position":4},"title":"Are Australian banks adequately capitalized?","author":"Colin Twiggs","date":"October 5, 2012","format":false,"excerpt":"Basel III Capital Adequacy Ratios (CAR) will require banks to hold a minimum Total Capital of 8% against risk-weighted assets (RWA), the same as under Basel II, but with additional capital buffers of between 2.5% and 5.0% depending on credit market conditions. With an average ratio of 11.5% (September 2011),\u2026","rel":"","context":"In &quot;Australia &amp; NZ&quot;","block_context":{"text":"Australia &amp; NZ","link":"https:\/\/thepatientinvestor.com\/index.php\/category\/countries-regions\/australia-nz-countries-regions\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":6182,"url":"https:\/\/thepatientinvestor.com\/index.php\/2012\/11\/14\/back-to-basics-a-better-alternative-to-basel-capital-rules-thomas-m-hoenig\/","url_meta":{"origin":11317,"position":5},"title":"Back to Basics: A Better Alternative to Basel Capital Rules &#124; Thomas M. Hoenig","author":"Colin Twiggs","date":"November 14, 2012","format":false,"excerpt":"FDIC Director Thomas Hoenig calls for a simple capital ratio of Tangible Equity\/Tangible Assets instead of the complex measures proposed by Basel III. Using Tier 1 capital measured according to Basel III standards overstates tangible equity capital by about 40 percent and using risk-weighted assets makes capital adequacy ratios even\u2026","rel":"","context":"In &quot;Banks &amp; Interest Rates&quot;","block_context":{"text":"Banks &amp; Interest Rates","link":"https:\/\/thepatientinvestor.com\/index.php\/category\/economy\/the-fed-banks-interest-rates\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/thepatientinvestor.com\/index.php\/wp-json\/wp\/v2\/posts\/11317","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/thepatientinvestor.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/thepatientinvestor.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/thepatientinvestor.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/thepatientinvestor.com\/index.php\/wp-json\/wp\/v2\/comments?post=11317"}],"version-history":[{"count":0,"href":"https:\/\/thepatientinvestor.com\/index.php\/wp-json\/wp\/v2\/posts\/11317\/revisions"}],"wp:attachment":[{"href":"https:\/\/thepatientinvestor.com\/index.php\/wp-json\/wp\/v2\/media?parent=11317"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/thepatientinvestor.com\/index.php\/wp-json\/wp\/v2\/categories?post=11317"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/thepatientinvestor.com\/index.php\/wp-json\/wp\/v2\/tags?post=11317"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}