LVR no more than 60%.<\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"We do recommend mortgage investments (in Australia) but at present are accumulating cash (allowing mortgages to expire) so that we are in a position to take advantage of equity opportunities as they arise. Lending risk has also spiked with the shutdown and we have revised our rules: No property development; No construction risk; No composite … <\/p>\n
Continue reading “Mortgage Investments”<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_mo_disable_npp":"","footnotes":""},"class_list":["post-20811","page","type-page","status-publish","hentry"],"yoast_head":"\nMortgage Investments - the patient investor<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/thepatientinvestor.com\/index.php\/mortgage-investments\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mortgage Investments - the patient investor\" \/>\n<meta property=\"og:description\" content=\"We do recommend mortgage investments (in Australia) but at present are accumulating cash (allowing mortgages to expire) so that we are in a position to take advantage of equity opportunities as they arise. 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Bear in mind that some investments are higher risk than others and therefore command a higher risk premium and shorter payback. The formula requires six inputs: Free Cash Flow (FCF), normally calculated as either: Operating Cash Flow\u2026","rel":"","context":"Similar post","block_context":{"text":"Similar post","link":""},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":18386,"url":"https:\/\/thepatientinvestor.com\/index.php\/recommendations-guide\/","url_meta":{"origin":20811,"position":1},"title":"Recommendations Guide","author":"Colin Twiggs","date":"June 11, 2019","format":false,"excerpt":"Here is a quick guide to the Recommendations that we post on the website for model portfolios. Weighting Suggested Weighting gives the recommended long-term weighting in the portfolio. Weightings may be zero if a stock is interesting but unattractive at the current price, or if it has been sold. We\u2026","rel":"","context":"Similar post","block_context":{"text":"Similar post","link":""},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":16913,"url":"https:\/\/thepatientinvestor.com\/index.php\/the-circus-in-washington-bob-doll\/","url_meta":{"origin":20811,"position":2},"title":"The circus in Washington | Bob Doll","author":"Colin Twiggs","date":"August 27, 2018","format":false,"excerpt":"We don\u2019t want to make light of the mounting troubles the president faces, but we are more focused on metrics such as consumer and business confidence levels as signs of how much the political turmoil will negatively affect financial markets. Bob Doll, Nuveen Investments - Weekly Commentary","rel":"","context":"Similar post","block_context":{"text":"Similar post","link":""},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":57875,"url":"https:\/\/thepatientinvestor.com\/index.php\/managing-risk\/measuring-risk\/","url_meta":{"origin":20811,"position":3},"title":"Measuring Risk","author":"Colin Twiggs","date":"September 29, 2024","format":false,"excerpt":"Below are eleven indicators that we use to measure risk. Some of the indicators are combined in pairs: one indicator providing the Risk On signal and the other Risk Off. The combinations mean that there are effectively nine Risk On\/Off signals. 1. Dow Theory The S&P 500 is clearly in\u2026","rel":"","context":"Similar post","block_context":{"text":"Similar post","link":""},"img":{"alt_text":"S&P 500 Weekly","src":"https:\/\/i0.wp.com\/www.incrediblecharts.com\/images\/2024\/2024-06-04-spx-dow.png?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.incrediblecharts.com\/images\/2024\/2024-06-04-spx-dow.png?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.incrediblecharts.com\/images\/2024\/2024-06-04-spx-dow.png?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":57775,"url":"https:\/\/thepatientinvestor.com\/index.php\/bull-bear-market-indicator-september-26-2024\/","url_meta":{"origin":20811,"position":4},"title":"Bull\/Bear Market Indicator","author":"Colin Twiggs","date":"September 26, 2024","format":false,"excerpt":"We aim to consolidate our economic and financial market analysis into a single quantifiable bull\/bear market indicator. What follows is a sample update from September 2024. Subscribers receive weekly updates as part of our Market Analysis service. The above is a composite of five separate measures below. Our first indicator\u2026","rel":"","context":"Similar post","block_context":{"text":"Similar post","link":""},"img":{"alt_text":"Bull\/Bear Market Indicator","src":"https:\/\/i0.wp.com\/www.incrediblecharts.com\/images\/2024\/2024-09-27-bull-bear.png?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.incrediblecharts.com\/images\/2024\/2024-09-27-bull-bear.png?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.incrediblecharts.com\/images\/2024\/2024-09-27-bull-bear.png?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":16394,"url":"https:\/\/thepatientinvestor.com\/index.php\/my-portfolios\/","url_meta":{"origin":20811,"position":5},"title":"Model Portfolios","author":"Colin Twiggs","date":"July 2, 2018","format":false,"excerpt":"We run two model portfolios based on our investment strategy: International Growth consists mainly of growth stocks listed on the NYSE\/Nasdaq, and includes many multinationals, but may include stocks listed elsewhere and at times will include cyclical stocks or ETFs (e.g. gold). Australian Growth is a far more diverse portfolio,\u2026","rel":"","context":"Similar post","block_context":{"text":"Similar post","link":""},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/thepatientinvestor.com\/index.php\/wp-json\/wp\/v2\/pages\/20811","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/thepatientinvestor.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/thepatientinvestor.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/thepatientinvestor.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/thepatientinvestor.com\/index.php\/wp-json\/wp\/v2\/comments?post=20811"}],"version-history":[{"count":1,"href":"https:\/\/thepatientinvestor.com\/index.php\/wp-json\/wp\/v2\/pages\/20811\/revisions"}],"predecessor-version":[{"id":20812,"href":"https:\/\/thepatientinvestor.com\/index.php\/wp-json\/wp\/v2\/pages\/20811\/revisions\/20812"}],"wp:attachment":[{"href":"https:\/\/thepatientinvestor.com\/index.php\/wp-json\/wp\/v2\/media?parent=20811"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}