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</html><description>This is our last newsletter for the year, where we take the opportunity to map out what we see as the major risks and opportunities facing investors in the year ahead. US Economy The Fed has been hiking interest rates since March this year, but real retail sales remain well above their pre-pandemic trend (dotted &hellip; Continue reading ""</description><thumbnail_url>https://static.incrediblecharts.com/images/2022/2022-12-19-realretail.png</thumbnail_url></oembed>
